Deposit Guarantee System for Individuals

PJSC «MTB BANK», which is a participant in the Deposit Guarantee Fund for Individuals (Certificate of Fund Participant No. 074 dated 08/20/2025), in accordance with the Law of Ukraine "On the Deposit Guarantee System for Individuals" No. 4452-VI dated 02/23/2012, informs you that for deposits placed with PJSC «MTB BANK» (which is the legal successor of all rights and obligations of PJSC "MARFIN BANK") and interest accrued on these deposits, during the martial law in Ukraine and three months from the date of termination or cancellation of martial law in Ukraine, the Fund shall reimburse each bank depositor with funds in the full amount of the deposit, including interest accrued as of the end of the day preceding the day of the start of the procedure for withdrawing the bank from the market, except for cases provided for in Part Four of Article 26 of the Law of Ukraine "On the Deposit Guarantee System of Individuals".

The Rules, approved by the decision of the Executive Directorate of the FGVFO dated July 10, 2025 No. 684, determine the new procedure for protecting depositors' rights during the withdrawal of banks from the market. They regulate the mechanisms for paying guaranteed amounts (including full compensation during martial law), reviewing complaints, and the Fund's interaction with depositors.

Main provisions of the rules (as of July 2025):
Guaranteed amount: In peacetime — not less than 600,000 UAH.
Special regime: During martial law and 3 months after — 100% of the deposit amount (with interest).
Protection measures: Include accepting and considering depositors' complaints, ensuring access to information about payments, and the Fund's participation in courts to protect depositors.
Scope of application: Apply to procedures that began after these rules came into force (July 2025)