Express deposit - a deposit placed by a depositor with the Bank, with establishing the term and interest rate determined by the Bank Deposit Agreement.

Opening of deposit (deposit) accounts in order to generate additional income by placing temporarily free funds in tranches with consolidated accounting of funds in a deposit account on various conditions under one contract. The ability to place various tranches (deposits) for different periods at different interest rates on one deposit account for a certain period and at a certain interest rate.