Your city:
Transfer from card to card
Internet-Banking

Available loans 5-7-9%

Procedure of execution

Execute an application

Fill out an application

Arrange a convenient meeting place and time with a manager

Discuss terms and conditions at the meeting and draw up documents

DEVELOP
CREATE
GET COMPENSATION FROM THE STATE
The Program has been developed

comply with the procedure for providing financial state aid to microenterprises and small businesses. It is implemented by the Government of Ukraine at the initiative of the President of Ukraine 5-7-9.gov.ua

The purpose of the Program is

to support investment projects of micro - and small Ukrainian entrepreneurs, which will contribute to creating new jobs, legalize and expand the activities of small businesses increasing their competitiveness and will strengthen the economy.

Loans under the Program are provided for:
  • development of investment projects that will contribute to the creation of new job opportunities;
  • preventing the occurrence and spread of the disease (COVID-19) in Ukraine, as well as overcoming its consequences;
  • the existing debt refinancing on existing business loans in Ukrainian banks.
Maximum limit Term Type of collateral Down payment Loan schedule Interest rate under the agreement (base)

Up to UAH 50 million (for all loans of a group of related parties)

The maximum amount of compensation paid may not exceed the equivalent of EUR 200 000

Up to 5 years — for investment loans

Up to 3 years — for working capital loans

Movable or immovable property, except for property rights under a bank deposit agreement

For an existing business — from 10% of the project amount

For a newly created business — from 20% of the project amount

Monthly in equal installments

It is possible to defer payment for up to twelve months, but not more than until December 31, 2021.

For existing business *

micro - UIRD + 7%

Small - UIRD + 6%

Average - UIRD + 7%

For the UIRD + 7% startup

Floating rate, to be quarterly reviewed

The compensation interest rate is the rate paid by the client, which makes 5-7-9%. The difference between the Compensation and Basic interest rates is made up by the state.

UIRD (Ukrainian Index of Retail Deposit Rates) - Ukrainian index of rates on deposits of individuals, calculated on the basis of nominal rates of the market of deposits of individuals, announced by banks of Ukraine for a period of 3 months, and published daily on the website of the Ministry of Finance. signing the contract base minfin.com.ua)

* total annual income by group of related parties (at the official exchange rate of the NBU, effective on the last day of the reporting period for which the client's reports are submitted;

Available loans 5-7-9% - photo - mtb.ua
Loan profile *
Refinancing for businesses with an annual income of no more than the equivalent of 20 million Euro

  • Maintaining the employee salary fund - at least 50% (compared to 01.03.2020)
  • Maintaining the average number of employees - at least 50% (compared to 01.03.2020)
Available loans 5-7-9% - photo 2 - mtb.ua
Loan profile **
Preventing COVID - 19 in Ukraine and overcoming the consequences

  • Without additional criteria for maintaining the number of employees
Available loans 5-7-9% - photo 3 - mtb.ua
Loan profile
For businesses with annual revenue of up to UAH 50 million.

  • Subject to hiring 2 new employees within the first quarter
Available loans 5-7-9% - photo 4 - mtb.ua
Loan profile
For businesses with an annual income of up to UAH 50 million.

  • For each new job position, the compensation interest rate is reduced by 0.5% per annum, but not less than 5%
Available loans 5-7-9% - photo 5 - mtb.ua
Loan profile
For businesses with an annual income starting from UAH 50 million.

  • For each new job position, the compensation interest rate is reduced by 0.5% per annum, but not less than 5%

* Valid until March 31, 2021, upon completion – the Bank's market rate.

** The anti-crisis support package introduced for the duration of quarantine or restrictive measures and within 90 days from the date of its cancellation

Basic Program parameters
Available loans 5-7-9% - photo 6 - mtb.ua
Additional interest rate compensation

1 or 0.5 percentage points for each new employee for investment loans

Available loans 5-7-9% - photo 7 - mtb.ua
Maximum loan amount

not more than UAH 50 million, but the maximum amount of state aid may not exceed the equivalent of 200,000. 00 Euro for a three-year period.

Available loans 5-7-9% - photo 8 - mtb.ua
Maximum loan term

Up to 5 years - for investment loans

Up to 3 years – for working capital replenishment loans

Available loans 5-7-9% - photo 9 - mtb.ua
Bank Commission

Maximum value — 1%

Available loans 5-7-9% - photo 10 - mtb.ua
Participant's own contribution

For an existing business — from 10% of the project amount
For a newly created business — from 20% of the project amount

Available loans 5-7-9% - photo 11 - mtb.ua
Purpose of the loan

Purchase of new and used fixed assets, their modernization

Purchase of non-residential real estate without the right to lease it

Construction and reconstruction of premises (except office premises)

Acquisition of intellectual property rights (franchising)

Working capital replenishment of up to 25% of the investment project cost.

Available loans 5-7-9% - photo 12 - mtb.ua
Warranty fee

0.5% per annum of the amount owed under the MSE loan

Available loans 5-7-9% - photo 13 - mtb.ua
Warranty coverage level

For an existing business – 50% of the amount owed under the MSE loan

For a newly created business – 80% of the amount owed under the MSE loan

Profile of the participant
Available loans 5-7-9% - photo 14 - mtb.ua
Newly created businesses.
  • Conducting business for less than 12 months.
  • Availability of experience and business plan for implementing an investment project
  • The total amount of state aid received by small businesses during any three-year period of the Program implementation may not exceed the equivalent of 200 thousand Euro
Available loans 5-7-9% - photo 15 - mtb.ua
Already operating companies
  • Conducting business for more than 12 months.
  • Profitable activity for at least one of the last two reporting years
  • The total amount of state aid received by small businesses during any three-year period of the Program implementation may not exceed the equivalent of 200 thousand Euro
Questions and answers
Who can take advantage of the "Affordable loans 5-7-9%” Program?
How the loan is granted?
What needs does the loan cover?
What does the rate depend on?
Violation of terms of the loan agreement and suspension/ termination of compensation
Who cannot participate in the Program?

Loan application

Personal data

Your name is Cyrillic, as in the passport
Your name is Cyrillic, as in the passport
Your middle name is Cyrillic, as in the passport
Enter your mobile phone number
Please enter a valid mailing address
Select your area from the list
Enter the name of your city

Attach documents

To download files, click on this area or drag files to it

No file selected

Additional information

Enter your comment

General issues

This site uses files cookies for more convenient user experience. The site may request your geolocation in order to comply with the policy of copyright holders to distribute content in certain territories. By continuing any further use of the Site and/or the services of the Site, you agree to this.

Accept